Terrorism & Sabotage

Terrorism & Sabotage Insurance

Delivering specialist Terrorism and Sabotage Insurance products designed for the property market. We partner with ‘A’ rated security and distribute on a strictly invitational basis.

The 538 Underwriting Terrorism & Sabotage product has been designed and developed for the Property market with a view to achieving market leading coverage for our clients.

538 Underwriting ensures the correct cover and risk management resources are specially tailored to our clients’ needs.

In the ever-changing global landscape, terrorism threats are not confined to capital cities. Every business and individual should be considered at risk. The nature of terrorism risks has evolved, shifting from not only physical damage to property but to a more nuanced business interruption risk where there is the need to consider the broader impact.

Therefore, the need to cover business interruption due to denial of access, loss of attraction, profits and additional increased costs of working should be at the forefront of the insured's mind.

Our Appetite

Our appetite is broad and includes the following:

  • GBP 180,000,000 (UK)
  • USD 225,000,000 (USA)
  • AUD 170,000,000 (Australia)
  • Rest of the World – Please enquire for more details
  • Long & Short Period policies available
  • Property Portfolios
  • HMOs
  • Commercial and Residential Property risks
  • Retail
  • Leisure, Entertainment and Hospitality industries,
  • Construction Risks

Our policy offering includes the following:

  • Sabotage & Terrorism
  • Terrorism Liability
  • Non-Damage Business Interruption
  • Denial of Access
  • Loss of Attraction
  • Active Assailant
  • Chemical, Biological, Radiological & Nuclear (CBRN)

Our Terrorism & Sabotage product has been carefully considered and developed with a view to achieving market leading coverage for our clients. Terrorism and Sabotage products offering both Full Value and First loss limits for single and multi-location risks, covering Insureds for property damage, profits, its people with additional extensions available to complement our already included sublimits.

Our Head of Terrorism benefits from 24 years industry experience, gaining an organic wealth of experience. Our aim is to ensure all our clients get access to our experienced team who are passionate in delivering these benefits to our customers.

Meet Daniel Moorcraft

Head of Terrorism

Dan has over 20 years’ experience within the Industry, with unique expertise working in various roles within the London market, from Underwriting, Broking to Senior Technician, giving him a very keen eye for detail, with first-hand knowledge of the Terrorism market.

He has gained experience in maintaining and developing large portfolios of business, whilst also having control of the delegated underwriting authority of binders, providing him with a vast experience of BARS and Atlas as well as technical and premium processing via Xchanging, all of this has enabled him to become extensively networked across the London Insurance Market.

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