Annual Contractors Combined

Annual Contractors Combined Insurance

The 538 Underwriting Annual Contractors Combined product has been carefully considered and developed with a view to providing comprehensive coverage for clients in the construction industry.

Our Annual Contractors Combined policy meets and addresses many of the insurance requirements & risks that our clients may face whilst undertaking their contracts.

538 Underwriting appreciates the unique exposures offering tailored solutions. The policy is underwritten by ‘A’ rated security.

Our Appetite

Our risk appetite is broad and includes the following:

  • Residential, Commercial & Industrial
  • Light Civils
  • General Builders
  • Mechanical & Electrical
  • Renovation Contractors
  • Specialist Installation Contractors over 120 trades

Some of the key policy covers but not extensive to are:

  • Employers Liability
  • Public and Products Liability
  • Employees tools
  • DE4 (95) Defects Exclusion as standard
  • DE5 (95)/LEG 3 (96) dependent upon risk & information
  • Testing & commissioning periods
  • Maintenance periods
  • Provision for Joint Names/Multiple Insureds/ Vitiation clauses

Our aim is to ensure clients get access to our experienced team of Underwriters for their Annual Contractors Combined requirements & will take great care of your business. Our dedicated team of Underwriters are passionate in delivering strong tailored made insurance solutions for you

Meet Paul Barnett

Head of UK Underwriting

Paul has over 40 years’ experience in Construction & Engineering Insurance; including start-up operations.

Paul was Chairman of London Engineering Group (LEG)for 1994 & 1995. Paul is best known for the successful & progressive development of the Chubb Commercial Inland Marine department over a 16-year period including set up at Lloyds. Vice President & European Manager from 2007 - 2016. Creator of products and revenue streams in Construction and Affinity arenas.

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